What
is a home inspection? |
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A home inspection is an objective visual examination of the
physical structure and systems of a house, from the roof to
the foundation. It is representative of the house at the time
of inspection.
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What
does a home inspection include? |
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The standard home inspector’s report will cover the
condition of the home’s heating system; central air
conditioning system (temperature permitting); interior plumbing
and electrical systems; the roof, attic and visible insulation;
walls, ceilings, floors, windows and doors; the foundation,
basement and structural components.
InterNACHI publishes a Standards of Practice and also a Code of Ethics that outline what you should expect to be covered in your home inspection report. Click on the Standards tab at https://www.nachi.org/ The Texas Real Estate Commission (TREC) publishes similar material pertinent to Texas law. A link to their Web site is available on my Helpful Links page, or you may use the following: http://www.trec.state.tx.us/inspector/rules_governing_inspectors.asp.
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Why
do I need a home inspection? |
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Buying a home could be the largest single investment you will
ever make. To minimize unpleasant surprises and unexpected
difficulties, you’ll want to learn as much as you can
about the newly constructed or existing house before you buy
it. A home inspection may identify the need for major repairs
or builder oversights, as well as the need for maintenance
to keep it in good shape. After the inspection, you will know
more about the house, which will allow you to make decisions
with confidence.
If you already are a homeowner, a home inspection can identify
problems in the making and suggest preventive measures that
might help you avoid costly future repairs.
If you are planning to sell your home, a home inspection
can give you the opportunity to make repairs that will put
the house in better selling condition.
Texas law now requires all home sales to have an inspection
by an Inspector licensed by TREC.
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What
will it cost? |
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The inspection fee for a typical one-family house varies geographically,
as does the cost of housing. Similarly, within a given area,
the inspection fee may vary depending on a number of factors
such as the size of the house, its age and possible optional
services such as septic, well or radon testing.
Do not let cost be a factor in deciding whether or not
to have a home inspection or in the selection of your home
inspector. The sense of security and knowledge gained from
an inspection is well worth the cost, and the lowest-priced
inspection is not necessarily a bargain. Use the inspector’s
qualifications, including experience, training, compliance
with your state’s regulations, if any, and professional
affiliations as a guide.
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Why
can't I do it myself? |
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Even the most experienced homeowner lacks the knowledge and
expertise of a professional home inspector. An inspector is
familiar with the elements of home construction, proper installation,
maintenance and home safety. He or she knows how the home’s
systems and components are intended to function together,
as well as why they fail.
Above all, most buyers find it difficult to remain completely
objective and unemotional about the house they really want,
and this may have an effect on their judgment. For accurate
information, it is best to obtain an impartial, third-party
opinion by a professional in the field of home inspection.
Check with your Real Estate Agent about the requirements
in your State.
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Can
a house fail a home inspection? |
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No. A professional home inspection is an examination of the
current condition of a house. It is not an appraisal, which
determines market value. It is not a municipal inspection,
which verifies local code compliance. A home inspector, therefore,
will not pass or fail a house, but rather describe its physical
condition and indicate what components and systems may need
major repair or replacement.
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How
do I find a home inspector? |
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TREC provides a current list of Texas Licensed Inspectors
on its Website. See the link on my Helpful Links page, or
use this one: http://www.trec.state.tx.us/inspector/inspector_search_by_city.asp.
Your real estate agent or broker is familiar with the service and may be able to provide you with a list of Inspectors from which to choose. You can ask friends or business acquaintances to recommend a home inspector they have used, or you can use this link http://www.nachi.org/find-an-inspector for a list of home inspectors in your area.
TREC and InterNACHI Inspectors are committed to the highest professional standards and business ethics.
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Who
belongs to InterNACHI? |
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The International Association of Certified Home Inspectors (InterNACHI) is the world's most elite, non-profit inspection association. Our home buying clients enjoy the professionalism only InterNACHI Certified Inspectors can provide. Our inspectors have all successfully passed InterNACHI's Inspector Examination, taken a Standards of Practice Quiz, completed a Code of Ethics Course, adhere to Standards of Practice, abide by a Code of Ethics, attend required continuing education courses, and are InterNACHI Certified. InterNACHI: the very best home inspectors.
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When
do I call a home inspector? |
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Typically, a home inspector is contacted immediately after
the contract or purchase agreement has been signed. Before
you sign, be sure there is an inspection clause in the sales
contract, making your final purchase obligation contingent
on the findings of a professional home inspection. This clause
should specify the terms and conditions to which both the
buyer and seller are obligated.
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Do
I have to be there? |
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While it’s not required that you be present for the
inspection, it is highly recommended. You will be able to
observe the inspector and ask questions as you learn about
the condition of the home and how to maintain it.
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What
if the report reveals problems? |
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No house is perfect. If the inspector identifies problems,
it doesn’t mean you should or shouldn’t buy
the house, only that you will know in advance what to expect.
If your budget is tight, or if you don’t want to become
involved in future repair work, this information will be
important to you. If major problems are found, a seller
may agree to make repairs.
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If
the house proves to be in good condition, did I really need
an inspection? |
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Definitely. Now you can complete your home purchase with
confidence. You’ll have learned many things about
your new home from the inspector’s written report,
and will have that information for future reference.
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